Do I have to pay the deposit insurance premium?

Do I have to pay the deposit insurance premium?

No. Each Member Institution (Policyholder) will contribute to the Deposit Insurance Fund through annual premiums. [...]

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Do I have to pay the deposit insurance premium?

Do I have to pay the deposit insurance premium?

When does my deposit insurance coverage starts?

When does my deposit insurance coverage starts?

Once you open an account with one of our 11 member institutions you are automatically covered [...]

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When does my deposit insurance coverage starts?

When does my deposit insurance coverage starts?

What happens if my insured institution fails?

What happens if my insured institution fails?

JDIC will pay depositors as soon as possible. In any event, JDIC must pay the insured sum within three months [...]

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What happens if my insured institution fails?

What happens if my insured institution fails?

What is deposit insurance?

What is deposit insurance?

It is a safety net set up primarily to protect depositors in case their bank or other insured financial institution fails [...]

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What is deposit insurance?

What is deposit insurance?

INDIVIDUAL ACCOUNTS

These accounts represent funds that are owned by an individual.

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JOINT ACCOUNTS

Joint accounts are held in the names of two or more persons (co-owners).

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TRUST ACCOUNTS

A trust account is an account that is managed by an individual/company.

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BUSINESS ACCOUNTS

These accounts are owned by a sole trader/sole proprietor.

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NOMINEE ACCOUNTS

A nominee account is held by an agent, guardian or a custodian [...]

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POLICYHOLDERS

Deposit-taking financial institutions regulated and supervised by the Bank of Jamaica are members of the Deposit Insurance Scheme. There are 8 Commercial Banks, 2 Building Societies, and 1 Merchant Bank. All member institutions are issued with a Policy of Deposit Insurance, as well as Certificates of Deposit Insurance which must be prominently displayed at all locations.

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