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# Jamaica Deposit Insurance Corporation

JDIC...Protecting Deposits for You and Me

## Sitemaps

- [XML Sitemap](https://www.jdic.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [JDIC 25th Anniversary Essay CompetitionHits Big Among High School Students](https://www.jdic.org/jdic-25th-anniversary-essay-competitionhits-big-among-high-school-students/) - More than 100 students from 42 high schools across Jamaica who entered the Jamaica Deposit Insurance Corporation’s (JDIC) High School Essay Competition, along with teachers and parents, were feted last Friday at the Awards Ceremony held at the University of the West Indies Regional Headquarters in St Andrew. The initiative forms part of the Corporation’s

## Pages

- [Home](https://www.jdic.org/)
- [Public Privacy Notice](https://www.jdic.org/public-privacy-notice/) - The Jamaica Deposit Insurance Corporation (JDIC) respects your privacy and is committed to protecting your personal data (“you” or “your”). We ask that you read this Privacy Notice carefully as it contains important information about how the JDIC intends to collect and process, store and, where necessary, disclose your personal data that you provide through
- [JDIC Logo Redesign Competition for Tertiary Institutions](https://www.jdic.org/jdic-logo-redesign-competition-for-tertiary-institutions/) - JDIC Logo Redesign Competition Overview In keeping with the objectives of its Public Education and Awareness programme, the Jamaica Deposit Insurance Corporation (JDIC) is hosting the “JDIC Logo Redesign Competition” aimed at engaging the creative talents of Jamaica’s tertiary-level graphic design students in reimagining the visual identity of the Corporation. This initiative forms an integral part of
- [RGD Checklist](https://www.jdic.org/rgd-checklist/)
- [JDIC Policyholders](https://www.jdic.org/jdic-policyholders/) - Deposit-taking financial institutions regulated and supervised by the Bank of Jamaica are members of the Deposit Insurance Scheme. There are 8 Commercial Banks, 2 Building Societies, and 1 Merchant Bank. All member institutions are issued with a Policy of Deposit Insurance, as well as Certificates of Deposit Insurance which must be prominently displayed at all
- [Data Privacy Resource Centre](https://www.jdic.org/data-privacy-centre/) - Data Privacy Resource Centre Welcome to the JDIC Data Privacy Resource Centre. We understand the critical importance of protecting your personal information. In alignment with the Jamaica Data Privacy Act 2020, we are dedicated to not only complying with the regulations but also to providing you with the resources and support you need to understand
- [Procurement Opportunities](https://www.jdic.org/procurement-opportunities/)
- [About JDIC](https://www.jdic.org/about-jdic/) - Our Mandate Objectives The Jamaica Deposit Insurance Corporation (JDIC) was created by the Government of Jamaica to protect depositors and promote stability and confidence in Jamaica’s financial system.Emerging at an important juncture in the development of the country’s financial system, it became the latest plank in strengthening the sector’s regulatory framework at its establishment on
- [Terms and Conditions - JDIC Jingle Competition](https://www.jdic.org/terms-and-conditions-jdic-jingle-competition-2/) - 1. Eligibility This competition hereinafter called the “Contest” is open to legal residents of Jamaica. Entrants must be at least 18 years old as of their date of entry in the promotion in order to qualify. Jamaica Deposit Insurance employees and directors (collectively the “Employees”) are ineligible to participate in this contest. 2. Sponsorship
- [Board of Directors](https://www.jdic.org/board-of-directors/) - Corporate Governance​ Jamaica Deposit Insurance Corporation (JDIC) is an independent statutory corporation, established in 1998 under the Deposit Insurance Act (DIA). It’s Board is subject to the corporate governance principles embodied in the Public Bodies Management and Accountability Act (PBMA), the Financial Administration and Audit (FAA) Act and the Corporate Governance Framework for Public Bodies
- [FAQs](https://www.jdic.org/faqs/) - General Deposit Insurance Coverage What is Deposit Insurance? It is a safety net set up primarily to protect depositors in case their bank or other insured financial institution fails or is unable to make payments on deposits.Under the Deposit Insurance Act of 1998, the Jamaica Deposit Insurance Corporation (JDIC) is vested with the responsibility to
- [Acts & Regulations](https://www.jdic.org/acts-and-regulations/) - Acts & Regulations Deposit Insurance Act (Synopsis) The Deposit Insurance Act (the Act) makes provisions for the following: The definition of 'deposit' The definition is similar to that in the ‘Banking Services Act’ and includes interest payable on the sum of money deposited. ‘Insurable deposit’ is defined as total deposits less interbank and Government deposits,
- [Corporate Governance](https://www.jdic.org/corporate-governance/)
- [Corporate Plan, Operating and Capital Budgets](https://www.jdic.org/corporate-plan-operating-and-capital-budgets/)
- [Contact Us](https://www.jdic.org/contact-us/)
- [Careers](https://www.jdic.org/careers/)
- [Survey](https://www.jdic.org/survey/) - "*" indicates required fields Name* First Last Email* Country*Gender* Male Female Age* Less Than 18 18-24 25-34 35-49 50-65 Above 65 Nationality*Education*Primary SchoolHigh SchoolSome CollegeCollege DegreeVocational/TechnicalIncome*UnemployedSelf EmployedEntry Level EmployeeMiddle ManagementSenior ManagementEntrepreneurHow did you find us?* JDIC Publications Social Media News Paper Ads Search Engine Other Sites Rate our content* 1 2 3 4 5 Rate
- [Policies & Procedures](https://www.jdic.org/policies-procedures/)
- [Presentations and Speeches](https://www.jdic.org/presentations-and-speeches/)
- [Deposit Insurance Background](https://www.jdic.org/deposit-insurance-background/) - In September 1995, the Government established a Task Force to identify the main policy issues and legislative requirements and to make recommendations for the introduction of an explicit Deposit Insurance Scheme in Jamaica. The regulatory authorities were of the view that a formal Deposit Insurance Scheme should be established to provide stability and safeguard depositors’
- [Coverage](https://www.jdic.org/coverage/) - Learn About Ownership Categories The Deposit Insurance Act (DIA) provides that the JDIC must pay out of the Deposit Insurance Fund in respect of an insured deposit up to the prescribed coverage limit of $1,200,000 to every depositor of a Policyholder in circumstances where the Policyholder fails or is unable to make payment in respect
- [Trust Accounts](https://www.jdic.org/trust-accounts/) - A trust account is one opened and managed by a trustee (an individual, company, association, or group) for the benefit of others (the beneficiary(ies).The parties to a trust are the:Settlor – The person who creates the trust;Trustee – the person who manages and administers the assets and liabilities of the trust; andBeneficiary – The person
- [Video Library](https://www.jdic.org/video-library/)
- [Photo Gallery](https://www.jdic.org/photo-gallery/)
- [Acts](https://www.jdic.org/acts/)
- [Deposit Insurance Liabilities](https://www.jdic.org/deposit-insurance-liabilities/) - Credit Balances in TransitItems in transit including wire transfers are to be treated consistent with the rules governing the finality of payments under the Clearing Payment and Settlement Act. Where such items are to be applied to a depositor’s account, the account balance as at the closure date will be adjusted, for the purpose of
- [Individual Accounts](https://www.jdic.org/individual-accounts/) - These accounts represent funds that are owned by an individual and deposited in one or more deposit accounts in a financial institution in his/her name only. These account balances, where held in the same Policyholder/insured member institution, are added together and insured up to the maximum deposit insurance coverage limit of $1,200,000. Example: Adrian Simpson
- [Nominee Accounts](https://www.jdic.org/nominee-accounts/) - A nominee account is held by an agent; a guardian; a custodian; or the Supreme/Parish Court for the benefit of a principal or ward, a minor or patient (referred to as the beneficiary) as the case may be. The parties to a nominee account may be:The agent and its principalThe guardian and its minor or
- [Joint Accounts](https://www.jdic.org/joint-accounts/) - Joint accounts are held in the names of two or more persons (joint account holders).Where there are two or more accounts with the same joint account holders, and where the accounts are held in the same Policyholder/insured member institution, the balances will be added together and insured up to the maximum deposit insurance coverage limit
- [Deposit Insurance Scheme](https://www.jdic.org/deposit-insurance-scheme/) - Learn More About The Deposit Insurance Scheme The members of the Deposit Insurance Scheme are deposit-taking financial institutions which are regulated by the Bank of Jamaica. Member institututions are also called Policyholders. These are Commercial Banks, Merchant Banks and Building Societies. The Deposit Insurance Scheme covers the depositors of member institutions up to a maximum
- [Business Accounts](https://www.jdic.org/business-accounts/) - For the purpose of Deposit Insurance entitlement business accounts are accounts held by a limited liability company (including a registered charitable organization or club), a sole trader/sole proprietorship and partnership. Limited Liability Company AccountExample 1:Crown Supplies Limited maintains two current accounts (payroll and operations) at ABC Bank. The payroll account (Account A) has a balance
- [404](https://www.jdic.org/404-2/)
- [Industry News](https://www.jdic.org/industry-news/)
- [Annual Reports](https://www.jdic.org/annual-reports/)
- [Policyholder Resources](https://www.jdic.org/policyholder-resources/)
- [Calendar of Events](https://www.jdic.org/calendar-of-events/) - Category August 2026September 8 Aug 8:00 am Daily each 3 days 10 Aug 8:00 am Weekly on Mondays 11 Aug 8:00 am Daily each 3 days 14 Aug 8:00 am Daily each 3 days 17 Aug 8:00 am Daily each 3 days 17 Aug 8:00 am Weekly on Mondays 20 Aug 8:00 am Daily each
- [Executive Management](https://www.jdic.org/executive-management/)
- [JDIC in the News](https://www.jdic.org/jdic-in-the-news/)
- [Library](https://www.jdic.org/library/)
- [Management Team](https://www.jdic.org/management-team/)
- [Video Streaming](https://www.jdic.org/video-streaming/)
- [Social Wall](https://www.jdic.org/social-wall/)

## Home Slider

- [Slide 1](https://www.jdic.org/slider/slide-1/)
- [Slide 2](https://www.jdic.org/slider/slide-2/)
- [Slide 3](https://www.jdic.org/slider/slide-3/)

## JDIC Photo Gallery

- [JDIC 25th Anniversary Essay Competition for High Schools Awards Ceremony](https://www.jdic.org/photo_gallery/jdic-25th-anniversary-essay-competition-for-high-schools-awards-ceremony/) - #
- [JDIC Public Forum & Financial Fair](https://www.jdic.org/photo_gallery/jdic-public-forum-financial-fair/)
- [Policyholders Training 2019](https://www.jdic.org/photo_gallery/policyholders-training-2019/)
- [Labour Day 2019](https://www.jdic.org/photo_gallery/labour-day-2019/)
- [Public Sector Corporate Governance Awards 2019](https://www.jdic.org/photo_gallery/public-sector-corporate-governance-awards-2019/)
- [You’ve Been Upgraded Digital Townhall](https://www.jdic.org/photo_gallery/youve-been-upgraded-digital-townhall/)

## Careers

- [Analyst, Monitoring & Risk Assessment](https://www.jdic.org/careers/analyst-monitoring-risk-assessment/)

## FAQs

- [What is deposit insurance?](https://www.jdic.org/frquently_ask_questi/what-is-deposit-insurance/)
- [Do I have to pay the deposit insurance premium?](https://www.jdic.org/frquently_ask_questi/do-i-have-to-pay-the-deposit-insurance-premium/)
- [When does my deposit insurance coverage starts?](https://www.jdic.org/frquently_ask_questi/when-does-my-deposit-insurance-coverage-starts/)
- [What happens if my insured institution fails?](https://www.jdic.org/frquently_ask_questi/what-happens-if-my-insured-institution-fails/)

## Policyholder Resources

- [Distribution of Insurable Deposits (Form SID)](https://www.jdic.org/policyholder_resourc/distribution-of-insurable-deposits-form-sid/)
- [Deposit Insurance Act Return of Insurable Deposits (Form 2)](https://www.jdic.org/policyholder_resourc/deposit-insurance-act-return-of-insurable-deposits-form-2/)
- [Instructions for Completing Form 2 and Form SID](https://www.jdic.org/policyholder_resourc/instructions-for-completing-form-2-and-form-sid/)
- [Glossary of Terms](https://www.jdic.org/policyholder_resourc/glossary-of-terms/)
- [Product Register Template](https://www.jdic.org/policyholder_resourc/product-register-template/)
- [Application for Deposit Insurance (Form 1)](https://www.jdic.org/policyholder_resourc/application-for-deposit-insurance-form-1/)
- [Policy of Deposit Insurance (Form 3)](https://www.jdic.org/policyholder_resourc/policy-of-deposit-insurance-form-3/)
- [Certificate of Deposit Insurance (Form 4)](https://www.jdic.org/policyholder_resourc/certificate-of-deposit-insurance-form-4/)
- [Guidelines on the Record-Keeping Requirements for all JDIC Policyholders, April 2014](https://www.jdic.org/policyholder_resourc/guidelines-on-the-record-keeping-requirements-for-all-jdic-policyholders-april-2014/)

## B.O.D & E.M

- [Executive Management Team](https://www.jdic.org/the_team/executive-management-team/)
- [Board of Directors](https://www.jdic.org/the_team/board-of-directors/)

## Acts & Regulations

- [Public Bodies Management and Accountability Act, 2001](https://www.jdic.org/acts_and_regulations/public-bodies-management-and-accountability-act-2001/)
- [Deposit Insurance Act, 1998](https://www.jdic.org/acts_and_regulations/deposit-insurance-act-1998/)
- [Corruption Prevention Act, 2001](https://www.jdic.org/acts_and_regulations/corruption-prevention-act-2001/)
- [Deposit Insurance (Amendment) Regulations, 2002](https://www.jdic.org/acts_and_regulations/deposit-insurance-amendment-regulations-2002/)
- [Deposit Insurance Regulations, 1998](https://www.jdic.org/acts_and_regulations/deposit-insurance-regulations-1998/)
- [Deposit Insurance (Increase of Maximum Amount Payable) Order, 2007](https://www.jdic.org/acts_and_regulations/deposit-insurance-increase-of-maximum-amount-payable-order-2007/)
- [Deposit Insurance Act (including 2011 Amendments)](https://www.jdic.org/acts_and_regulations/deposit-insurance-act-including-2011-amendments/)
- [Deposit Insurance (Amendment) Act, 2011](https://www.jdic.org/acts_and_regulations/deposit-insurance-amendment-act-2011/)
- [Financial Administration and Audit Act, 2011](https://www.jdic.org/acts_and_regulations/financial-administration-and-audit-act-2011/)
- [Joint, Trust, Nominee Accounts Regulations, 2014](https://www.jdic.org/acts_and_regulations/joint-trust-nominee-accounts-regulations-2014/)
- [Deposit Insurance (Increase of Deposit Insurance) Coverage Order 2020](https://www.jdic.org/acts_and_regulations/deposit-insurance-increase-of-deposit-insurance-coverage-order-2020/)
- [Access to Information Act, 2004](https://www.jdic.org/acts_and_regulations/access-to-information-act-2004/)

## Annual Report

- [Annual Report 2022-23](https://www.jdic.org/annual_report/annual-report-2022-23/)
- [Annual Report 2021-22](https://www.jdic.org/annual_report/annual-report-2021-22/)
- [Annual Report 2018/2019](https://www.jdic.org/annual_report/annual-report-2018-2019/)
- [Annual Report 2020/2021](https://www.jdic.org/annual_report/annual-report-2020-2021/)
- [Annual Report 2019/2020](https://www.jdic.org/annual_report/annual-report-2019-2020/)
- [Annual Report 2017/2018](https://www.jdic.org/annual_report/annual-report-2017-2018/)
- [Annual Report 2004/2005](https://www.jdic.org/annual_report/annual-report-2004-2005/)
- [Annual Report 2005/2006](https://www.jdic.org/annual_report/annual-report-2005-2006/)
- [Annual Report 2006/2007 pt.5](https://www.jdic.org/annual_report/annual-report-2006-2007-pt-5/)
- [Annual Report 2006/2007 pt.4](https://www.jdic.org/annual_report/annual-report-2006-2007-pt-4/)
- [Annual Report 2006/2007 pt.3](https://www.jdic.org/annual_report/annual-report-2006-2007-pt-3/)
- [Annual Report 2006/2007 pt.2](https://www.jdic.org/annual_report/annual-report-2006-2007-pt-2/)
- [Annual Report 2006/2007 pt.1](https://www.jdic.org/annual_report/annual-report-2006-2007-pt-1/)
- [Annual Report 2007/2008](https://www.jdic.org/annual_report/annual-report-2007-2008/)
- [Annual Report 2008/2009](https://www.jdic.org/annual_report/annual-report-2008-2009/)
- [Annual Report 2009/2010](https://www.jdic.org/annual_report/annual-report-2009-2010/)
- [Annual Report 2010/2011](https://www.jdic.org/annual_report/annual-report-2010-2011/)
- [Annual Report 2011/2012](https://www.jdic.org/annual_report/annual-report-2011-2012/)
- [Annual Report 2012/2013](https://www.jdic.org/annual_report/annual-report-2012-2013/)
- [Annual Report 2013/2014](https://www.jdic.org/annual_report/annual-report-2013-2014/)
- [Annual Report 2014/2015](https://www.jdic.org/annual_report/annual-report-2014-2015/)
- [Annual Report 2015/2016](https://www.jdic.org/annual_report/annual-report-2015-2016/)
- [Annual Report 2016/2017](https://www.jdic.org/annual_report/annual-report-2016-2017/)

## JDIC Video Library

- [CEO's Interview The Business Day](https://www.jdic.org/video_library/ceos-interview-the-business-day-2/)
- [Centrally Speaking with Antoinette McKain](https://www.jdic.org/video_library/centrally-speaking-with-antoinette-mckain-2/)
- [JDIC You've Been Upgraded Digital Town Hall](https://www.jdic.org/video_library/jdic-youve-been-upgraded-digital-town-hall-2/)
- [You've Been Upgraded!](https://www.jdic.org/video_library/youve-been-upgraded/)
- [JDIC You've Been Upgraded Digital Town Hall](https://www.jdic.org/video_library/jdic-youve-been-upgraded-digital-town-hall/)
- [Centrally Speaking with Antoinette McKain](https://www.jdic.org/video_library/centrally-speaking-with-antoinette-mckain/)
- [CEO's Interview The Business Day](https://www.jdic.org/video_library/ceos-interview-the-business-day/)
- ['Burgerman' Sings JDIC Jingle Like a Superstar](https://www.jdic.org/video_library/burgerman-sings-jdic-jingle-like-a-superstar/)
- [Getting Jiggy with the JDIC Jingle](https://www.jdic.org/video_library/getting-jiggy-with-the-jdic-jingle/)
- [The Deposit Insurance Scheme](https://www.jdic.org/video_library/the-deposit-insurance-scheme/)
- [Understanding the Stock Market - JDIC Public Forum & Financial Fair](https://www.jdic.org/video_library/understanding-the-stock-market-jdic-public-forum-financial-fair/)
- [Combatting Unregulated Financial Organizations - JDIC Public Forum & Financial Fair](https://www.jdic.org/video_library/combatting-unregulated-financial-organizations-jdic-public-forum-financial-fair/)
- [The Consumer Affairs Commission - JDIC Public Forum & Financial Fair](https://www.jdic.org/video_library/the-consumer-affairs-commission-jdic-public-forum-financial-fair/)
- [The Bank of Jamaica's Role in Regulating DTI's and Protecting DTI Consumers](https://www.jdic.org/video_library/the-bank-of-jamaicas-role-in-regulating-dtis-and-protecting-dti-consumers/)
- [Importance of Insurance in Financial Planning - JDIC Public Forum & Financial Fair](https://www.jdic.org/video_library/importance-of-insurance-in-financial-planning-jdic-public-forum-financial-fair/)
- [Financial Inclusion - JDIC Public Forum & Financial Fair](https://www.jdic.org/video_library/financial-inclusion-jdic-public-forum-financial-fair/)
- [Deposit Insurance Protection - JDIC Public Forum & Financial Fair](https://www.jdic.org/video_library/deposit-insurance-protection-jdic-public-forum-financial-fair/)
- [MBCCI President Winston Lawson's Remarks - JDIC Public Forum & Financial Fair](https://www.jdic.org/video_library/mbcci-president-winston-lawsons-remarks-jdic-public-forum-financial-fair/)
- [Greetings from the Office of the Mayor of Montego Bay - JDIC Public Forum & Financial Fair](https://www.jdic.org/video_library/greetings-from-the-office-of-the-mayor-of-montego-bay-jdic-public-forum-financial-fair/)
- [Opening Remarks - JDIC Public Forum & Financial Fair (Montego Bay)](https://www.jdic.org/video_library/opening-remarks-jdic-public-forum-financial-fair-montego-bay/)
- [JDIC's Financial Markets Fair, Aug 30-31, 2013 (Part 8)](https://www.jdic.org/video_library/jdics-financial-markets-fair-aug-30-31-2013-part-8/)
- [JDIC's Financial Markets Fair, Aug 30-31, 2013 (Part 6)](https://www.jdic.org/video_library/jdics-financial-markets-fair-aug-30-31-2013-part-6/)
- [JDIC's Financial Markets Fair, Aug 30-31 2013, (Part 7)](https://www.jdic.org/video_library/jdics-financial-markets-fair-aug-30-31-2013-part-7/)
- [JDIC's Financial Markets Fair, Aug 30-31, 2013 (Part 5)](https://www.jdic.org/video_library/jdics-financial-markets-fair-aug-30-31-2013-part-5/)
- [JDIC's Financial Markets Fair, Aug 30-31, 2013 (Part 4)](https://www.jdic.org/video_library/jdics-financial-markets-fair-aug-30-31-2013-part-4/)
- [JDIC's Financial Markets Fair, Aug 30-31, 2013 (Part 3)](https://www.jdic.org/video_library/jdics-financial-markets-fair-aug-30-31-2013-part-3/)
- [JDIC's Financial Markets Fair, Aug 30-31, 2013 (Part 2)](https://www.jdic.org/video_library/jdics-financial-markets-fair-aug-30-31-2013-part-2/)
- [JDIC's Financial Markets Fair, Aug 30-31, 2013 (Part 1)](https://www.jdic.org/video_library/jdics-financial-markets-fair-aug-30-31-2013-part-1/)
- [JDIC's Financial Markets Symposium (Part 7)](https://www.jdic.org/video_library/jdics-financial-markets-symposium-part-7/)
- [JDIC's Financial Markets Symposium (Part 6)](https://www.jdic.org/video_library/jdics-financial-markets-symposium-part-6/)
- [JDIC's Financial Markets Symposium (Part 5)](https://www.jdic.org/video_library/jdics-financial-markets-symposium-part-5/)
- [JDIC's Financial Markets Symposium (Part 4)](https://www.jdic.org/video_library/jdics-financial-markets-symposium-part-4/)
- [Developing a National Strategy for Financial Literacy (Part 1)](https://www.jdic.org/video_library/developing-a-national-strategy-for-financial-literacy-part-1/)
- [JDIC's Financial Markets Symposium (Part 3)](https://www.jdic.org/video_library/jdics-financial-markets-symposium-part-3/)
- [JDIC's Financial Markets Symposium (Part 2)](https://www.jdic.org/video_library/jdics-financial-markets-symposium-part-2/)
- [JDIC's Financial Markets Symposium (Part 1)](https://www.jdic.org/video_library/jdics-financial-markets-symposium-part-1/)
- [Developing a National Strategy for Financial Literacy (Part 2)](https://www.jdic.org/video_library/developing-a-national-strategy-for-financial-literacy-part-2/)

## Presentations and Speeches

- [Protecting Your Deposits, July 2012](https://www.jdic.org/seminar/protecting-your-deposits-july-2012/) - Protecting Your Deposits, July 2012Presenter: Antoinette McKain, Chief Executive Officer, JDIC
- [Promoting financial inclusion through public education and awareness, March 2013](https://www.jdic.org/seminar/promoting-financial-inclusion-through-public-education-and-awareness-march-2013/)
- [The Role of Deposit Insurance - Ms Antoinette McKain, CEO, Jamaica Deposit Insurance Corporation](https://www.jdic.org/seminar/the-role-of-deposit-insurance-ms-antoinette-mckain-ceo-jamaica-deposit-insurance-corporation/) - The Role of Deposit Insurance in Financial Inclusion, Ms Antoinette McKain, CEO, Jamaica Deposit Insurance Corporation
- [Fostering Financial and Economic Inclusion for Promoting Economic Development and Social Cohesion - Mr Dan Iannicola, President and CEO, Financial Literacy Group, USA](https://www.jdic.org/seminar/fostering-financial-and-economic-inclusion-for-promoting-economic-development-and-social-cohesion-mr-dan-iannicola-president-and-ceo-financial-literacy-group-usa/) - Financial Literacy: Fostering Financial and Economic Inclusion for Promoting Economic Development and Social Cohesion, Mr Dan Iannicola, President and CEO, Financial Literacy Group, USA
- [Banking the Unbanked in Jamaica - Dr Maurice McNaughton, Lecturer, Mona School of Business and Management, UWI, Mona](https://www.jdic.org/seminar/banking-the-unbanked-in-jamaica-dr-maurice-mcnaughton-lecturer-mona-school-of-business-and-management-uwi-mona/)
- [Financial Literacy: The T&T Experience - Ms. Ladi Franklin, National Financial Literacy Programme, Central Bank of Trinidad and Tobago](https://www.jdic.org/seminar/financial-literacy-the-tt-experience-ms-ladi-franklin-national-financial-literacy-programme-central-bank-of-trinidad-and-tobago/) - Financial Literacy: The T&T Experience, Ms Ladi Franklin, National Financial Literacy Programme, Central Bank of Trinidad and Tobago
- [Findings of the Jamaica Financial Literacy 2012 Survey - Dr. Lawrence Nicholson, Head of Decision Sciences & Information System’s Unit, Mona School of Business and Management, UWI, Mona](https://www.jdic.org/seminar/findings-of-the-jamaica-financial-literacy-2012-survey-dr-lawrence-nicholson-head-of-decision-sciences-information-systems-unit-mona-school-of-business-and-management-uwi-mona/) - Findings of the Jamaica Financial Literacy 2012 Survey, Dr Lawrence Nicholson, Head of Decision Sciences & Information System’s Unit, Mona School of Business and Management, UWI, Mona
- [The Electronic Payments System - Mr. Livingstone Morrison, Deputy Governor, Bank of Jamaica](https://www.jdic.org/seminar/the-electronic-payments-system-mr-livingstone-morrison-deputy-governor-bank-of-jamaica/) - The Electronic Payments System “How it Works for You”, Mr Livingstone Morrison, Deputy Governor, Bank of Jamaica
- [The Role of Investor Education in Financial Regulation - Ms. Janice Holness, Executive Director, Financial Services Commission](https://www.jdic.org/seminar/the-role-of-investor-education-in-financial-regulation-ms-janice-holness-executive-director-financial-services-commission/) - The Role of Investor Education in Financial Regulation, Ms. Janice Holness, Executive Director, Financial Services Commission.
- [Wealth Creation through the Stock Market - Ms. Marlene Street Forrest, General Manager, Jamaica Stock Exchange](https://www.jdic.org/seminar/wealth-creation-through-the-stock-market-ms-marlene-street-forrest-general-manager-jamaica-stock-exchange/) - Wealth Creation through the Stock Market, Ms Marlene Street-Forrest – General Manager, Jamaica Stock Exchange
- [The Role of the MSMEs in Financial Inclusion and Economic Development - Mr. Donovan Wignal, President, The MSME Alliance Ltd](https://www.jdic.org/seminar/the-role-of-the-msmes-in-financial-inclusion-and-economic-development-mr-donovan-wignal-president-the-msme-alliance-ltd/) - The Role of the MSMEs in Financial Inclusion and Economic Development, Mr Donovan Wignal, President, The MSME Alliance Ltd.
- [BOJ’s Role in Regulating Deposit-Taking Institutions - Mr. Richard Salmon, Director, Bank of Jamaica](https://www.jdic.org/seminar/bojs-role-in-regulating-deposit-taking-institutions-mr-richard-salmon-director-bank-of-jamaica/) - BOJ’s Role in Regulating Deposit Taking Institutions - Mr Richard Salmon, Director, Bank of Jamaica
- [Deposit Insurance and You - Ms. Nicole Brown Crooks, Acting Director, Monitoring and Risk Assessment, Jamaica Deposit Insurance Corporation](https://www.jdic.org/seminar/deposit-insurance-and-you-ms-nicole-brown-crooks-acting-director-monitoring-and-risk-assessment-jamaica-deposit-insurance-corporation/)
- [Think and Check Before You Invest - Ms. Nadene Newsome, Financial Services Commission](https://www.jdic.org/seminar/think-and-check-before-you-invest-ms-nadene-newsome-financial-services-commission/)
- [How the Stock Market Can Work For You - Mr. Robin Levy, Deputy General Manager, Jamaica Stock Exchange](https://www.jdic.org/seminar/how-the-stock-market-can-work-for-you-mr-robin-levy-deputy-general-manager-jamaica-stock-exchange/)
- [Deposits and Investments: How are they Different - Mark Hill, Money Masters Ltd](https://www.jdic.org/seminar/deposits-and-investments-how-are-they-different-mark-hill-money-masters-ltd/)
- [Learning the art of Budgeting and Money Management - Ms. Deborah Vieira, Stocks and Securities Ltd](https://www.jdic.org/seminar/learning-the-art-of-budgeting-and-money-management-ms-deborah-vieira-stocks-and-securities-ltd/)
- [Types of Business Organizations in Jamaica and the Benefits of Each - Ms. Shellie Leon, Deputy CEO, Registrar of Companies](https://www.jdic.org/seminar/types-of-business-organizations-in-jamaica-and-the-benefits-of-each-ms-shellie-leon-deputy-ceo-registrar-of-companies/)
- [Understanding and Accessing Micro Financing - Mr. Sezvin Hamilton, General Manager, Self- Start Fund](https://www.jdic.org/seminar/understanding-and-accessing-micro-financing-mr-sezvin-hamilton-general-manager-self-start-fund/)
- [How the Jamaica Business Development Corporation (JBDC) Helps MSMEs to Succeed - Ms. Vashti Burrell, Jamaica Business Development Corporation](https://www.jdic.org/seminar/how-the-jamaica-business-development-corporation-jbdc-helps-msmes-to-succeed-ms-vashti-burrell-jamaica-business-development-corporation/)
- [Small Business Count - Mr. Sean Blake, Inspector, Compliance Department, National Housing Trust](https://www.jdic.org/seminar/small-business-count-mr-sean-blake-inspector-compliance-department-national-housing-trust/)
- [Understanding Credit and Types of Interest Rates that Affect Your Loans - Ms. Barbara Hume, National Commercial Bank](https://www.jdic.org/seminar/understanding-credit-and-types-of-interest-rates-that-affect-your-loans-ms-barbara-hume-national-commercial-bank/)
- [What is Money and How Does Money Work in the Economy - Mr. Andre Murray, Chief Economist, Research and Economic Programming Division, Bank of Jamaica](https://www.jdic.org/seminar/what-is-money-and-how-does-money-work-in-the-economy-mr-andre-murray-chief-economist-research-and-economic-programming-division-bank-of-jamaica/)
- [Obtaining and Repaying Mortgages - Nicola Folkes, Customer Service Representative, National Housing Trust](https://www.jdic.org/seminar/obtaining-and-repaying-mortgages-nicola-folkes-customer-service-representative-national-housing-trust/)
- [Understanding Hire Purchase Agreements and Bill of Sales - Ms. Shirley Ann Eaton, Mona School of Business and Management, UWI, Mona](https://www.jdic.org/seminar/understanding-hire-purchase-agreements-and-bill-of-sales-ms-shirley-ann-eaton-mona-school-of-business-and-management-uwi-mona/)
- [Credit Bureaus and You - Ms. Sharon Johnson, Senior Examiner, Bank of Jamaica](https://www.jdic.org/seminar/credit-bureaus-and-you-ms-sharon-johnson-senior-examiner-bank-of-jamaica/)
- [Understanding the Credit Bureau and How To Build A Good Credit Record - Ms. Megan Deane, Chief Executive Officer, CreditInfo Jamaica Ltd](https://www.jdic.org/seminar/understanding-the-credit-bureau-and-how-to-build-a-good-credit-record-ms-megan-deane-chief-executive-officer-creditinfo-jamaica-ltd/)
- [Reasons for Anti-Money Laundering and Know Your Customer Rules - Mr. George Roper, Jamaica Bankers’ Association](https://www.jdic.org/seminar/reasons-for-anti-money-laundering-and-know-your-customer-rules-mr-george-roper-jamaica-bankers-association/)
- [Guarding Against Fraud, Including Identity Theft - Mr. Justin Felice, Financial Investigations Division](https://www.jdic.org/seminar/guarding-against-fraud-including-identity-theft-mr-justin-felice-financial-investigations-division/)
- [The Importance of Insuring Your Assets - Ms. Karen Buchanan, VP Operations, Fraser Fontaine and Kong Limited, (presenting on behalf of the Insurance Association of Jamaica)](https://www.jdic.org/seminar/the-importance-of-insuring-your-assets-ms-karen-buchanan-vp-operations-fraser-fontaine-and-kong-limited-presenting-on-behalf-of-the-insurance-association-of-jamaica/)
- [Financial Planning For Retirement - Ms. Paulette Small, Sagicor Life Jamaica](https://www.jdic.org/seminar/financial-planning-for-retirement-ms-paulette-small-sagicor-life-jamaica/)
- [Life Insurance as a means of protecting the family - Orville Johnson, Insurance Association of Jamaica](https://www.jdic.org/seminar/life-insurance-as-a-means-of-protecting-the-family-orville-johnson-insurance-association-of-jamaica/)
- [Estate Planning - Ms. Denise Henry-James, Attorney at Law, Specializing in Estate Planning and Probate](https://www.jdic.org/seminar/estate-planning-ms-denise-henry-james-attorney-at-law-specializing-in-estate-planning-and-probate/)
- [Developing a National Strategy for Financial Literacy](https://www.jdic.org/seminar/developing-a-national-strategy-for-financial-literacy/)
- [The Causes Of Financial Crises What We Know and What We Can Do About It - Antoinette McKain, CEO, Jamaica Deposit Insurance Corporation](https://www.jdic.org/seminar/the-causes-of-financial-crises-what-we-know-and-what-we-can-do-about-it-antoinette-mckain-ceo-jamaica-deposit-insurance-corporation/) - The presentation outlined: Definition of Financial System CrisisCauses of Financial System CrisesSelected CrisesWall Street Stock Market Crash 1929The Mexican Financial Crisis 1994-1995Jamaican Financial Crisis of 1996
- [Effective Resolution Regimes - Eloise Williams-Dunkley Jamaica Deposit Insurance Corporation April 2017](https://www.jdic.org/seminar/effective-resolution-regimes-eloise-williams-dunkley-jamaica-deposit-insurance-corporation-april-2017/)
- [Address to the Second Americas Deposit Insurance Forum on behalf of the Caribbean Regional Committee of IADI Monday, 24 April 2017 at the Grand Hyatt São Paulo, Brazil by Antoinette McKain, Chief Executive Officer, Jamaica Deposit Insurance Corporation](https://www.jdic.org/seminar/address-to-the-second-americas-deposit-insurance-forum-on-behalf-of-the-caribbean-regional-committee-of-iadi-monday-24-april-2017-at-the-grand-hyatt-sao-paulo-brazil-by-antoinette-mckain-chief-exec/) - Antoinette McKain, Chief Executive Officer, Jamaica Deposit Insurance Corporation
- [Framework for Effective Cross Border Bank Resolution and Deposit Insurance Issues – Caribbean Region](https://www.jdic.org/seminar/framework-for-effective-cross-border-bank-resolution-and-deposit-insurance-issues-caribbean-region/) - JDIC’s CEO, Antoinette McKain, addresses participants at the International Association of Deposit Insurers (IADI) 18th Annual General Meeting and Conference held during 7 – 11 October 2019 in Istanbul, Turkey; hosted by the Savings Deposit Insurance Fund of Turkey (SDIF). The Conference, titled “Realizing Reforms: What has Changed in Deposit InsuranceSystems since the Crisis?”, featured
- [“Deposit Insurance – Promoting Consumer Awareness & Financial Inclusion in a Digital Economy” – Antoinette McKain, CEO, JDIC](https://www.jdic.org/seminar/deposit-insurance-promoting-consumer-awareness-financial-inclusion-in-a-digital-economy-antoinette-mckain-ceo-jdic/) - Presentation at a two-day conference, hosted by the Development Bank of Jamaica and the Bank of Jamaica under the theme ‘A Call to Action: Driving Financial Inclusion with Digital Payments’. The conference focused on the benefits of Jamaicans participating in the digital economy and supports the Government’s thrust towards making Jamaica a digital economy. It
- [The Role of the JDIC as DI in Early Detection and Timely Intervention within the FSN Framework](https://www.jdic.org/seminar/the-role-of-the-jdic-as-di-in-early-detection-and-timely-intervention-within-the-fsn-framework/) - Presentation to the 5th Americas Deposit Insurance Forum on The Role of the JDIC as Deposit Insurer in Early Detection and Timely Intervention within the Financial System Safety Net Framework by Eloise Williams Dunkley, Director, Intervention, Resolution and International Relations, Jamaica Deposit Insurance Corporation - June 8, 2021.
- [Depositor Protection: Contributing to Financial System Stability in Jamaica, October 2011](https://www.jdic.org/seminar/depositor-protection-contributing-to-financial-system-stability-in-jamaica-october-2011/) - Presentation made at the Office of the Consulate General of Jamaica, New York Presenter: Ms Antoinette McKain, CEO JDIC; 20 October 2011
- [Financial System Soundness Contributes to Jamaica's Investment Infrastructure, October 2011](https://www.jdic.org/seminar/financial-system-soundness-contributes-to-jamaicas-investment-infrastructure-october-2011/) - Presentation made at the 8th Annual International Business Expo,Lauderhill Regional Chamber of Commerce, USA Presenter: Ms Antoinette McKain, CEO JDIC; 06 October 2011
- [Financial Service Commission’s 10th Anniversary Investor Briefing, March 2011](https://www.jdic.org/seminar/financial-service-commissions-10th-anniversary-investor-briefing-march-2011/)
- [The Jamaican Financial System](https://www.jdic.org/seminar/the-jamaican-financial-system/) - The Jamaican Financial System - Aspects Of The Legal and Regulatory Framework Presentation By Ms Antoinette McKain,CEO, JDIC.
- [CARTAC launches Regional Financial Literacy Website and Public Education Programme, January 2010](https://www.jdic.org/seminar/cartac-launches-regional-financial-literacy-website-and-public-education-programme-january-2010/) - The Caribbean Regional Technical Assistance Centre (CARTAC), in association with the Bank of Jamaica and the Financial Services Commission launched its Regional Financial Literacy Website (www.financialliteracycaribbean.com) and Public Education Programme on Friday January 22, 2010 at the Jamaica Conference Centre. The programme is in response to the global economic crisis and the imperative for persons
- [Jamaica Stock Exchange Investment Capital Markets Conference, January 2010](https://www.jdic.org/seminar/jamaica-stock-exchange-investment-capital-markets-conference-january-2010/) - The Jamaica Stack Exchange held its fifth Regional Investments & Capital Markets Conference on January 18-20, 2010. The theme of the conference was “Revival & Renewal: Growth Frontiers for the Regional Capital Markets”. JDIC’s CEO, Ms Antoinette McKain participated in a panel discussion on Leadership, CEO Performance and Company Profitability.
- [Chairman's Address At JDIC's First Year Press Briefing, December 1999](https://www.jdic.org/seminar/chairmans-address-at-jdics-first-year-press-briefing-december-1999/) - Shortly after the JDIC celebrated its first anniversary a press briefing was called to update media houses and ultimately the public of the achievements of the Corporation. The Chairman gave the address, he spoke about the critical objectives of the Scheme, also the Corporation's Mission Statement, Corporate Vision, Strategic Plan, Investment Policy, Public Education Programme
- [Banking on Safety Seminars, July 1999/June 2001](https://www.jdic.org/seminar/banking-on-safety-seminars-july-1999-june-2001/) - The "Banking on Safety Seminar" was put on as part of the continuous effort by the Corporation to make the persons more aware of the protection provided to depositors under the deposit insurance scheme. The seminar was held by the JDIC in association with the Bank of Jamaica. Members of the financial sector and business
- [Returning Residents - "Protecting Your Money", July 1999](https://www.jdic.org/seminar/returning-residents-protecting-your-money-july-1999/) - Jamaicans residing abroad as well as those who have returned home play a very important role in Jamaica's economy. It was with this in mind, that the Corporation, as part of its public education programme, invited returning residents from all over the island to participate in a special seminar entitled " Protecting Your Money" .

## Policies & Procedures

- [JDIC Protected Guidelines](https://www.jdic.org/policies___procedure/jdic-protected-guidelines/)
- [CARICOM Policy on Deposit Insurance](https://www.jdic.org/policies___procedure/caricom-policy-on-deposit-insurance/)
- [FSB Key Attributes for Effective Resolution Regimes for Financial Institutions](https://www.jdic.org/policies___procedure/fsb-key-attributes-for-effective-resolution-regimes-for-financial-institutions/)
- [IADI Core Principles for Effective Deposit Insurance Systems](https://www.jdic.org/policies___procedure/iadi-core-principles-for-effective-deposit-insurance-systems/)

## Corporate Plan, Operating and Capital Budgets

- [Summary of Corporate Plan Operating and Capital Budgets FY2026-27- FY2029-30](https://www.jdic.org/corporate_plan/summary-of-corporate-plan-operating-and-capital-budgets-fy2026-27-fy2029-30/)
- [Corporate Plans, Operating and Capital Budgets FY2024-25 FY2027-28](https://www.jdic.org/corporate_plan/corporate-plans-operating-and-capital-budgets-fy2024-25-fy2027-28/)
- [Corporate Plans, Operating and Capital Budgets FY2023-24 FY2026-27](https://www.jdic.org/corporate_plan/corporate-plans-operating-and-capital-budgets-fy2023-24-fy2026-27/)
- [Corporate Plans, Operating and Capital Budgets FY2025/26-FY2028-29](https://www.jdic.org/corporate_plan/corporate-plans-operating-and-capital-budgets-fy2025-26-fy2028-29/)
- [Corporate Plans, Operating and Capital Budgets FY2020/21-FY2023-24](https://www.jdic.org/corporate_plan/corporate-plans-operating-and-capital-budgets-fy2020-21-fy2023-24/)
- [Corporate Plans, Operating and Capital Budgets FY2022-23 FY2025-26](https://www.jdic.org/corporate_plan/corporate-plans-operating-and-capital-budgets-fy2022-23-fy2025-26/)
- [Corporate Plans, Operating and Capital Budgets FY2021/22-FY2024-25](https://www.jdic.org/corporate_plan/corporate-plans-operating-and-capital-budgets-fy2021-22-fy2024-25/)

## Corporate Governance

- [Audit Committee Terms of Reference](https://www.jdic.org/corporate_governance/audit-committee-terms-of-reference/)
- [Investment Policy (IC Approval - April 24, 2024)](https://www.jdic.org/corporate_governance/investment-policy-ic-approval-april-24-2024/)
- [Board of Directors Conflict of Interest and Code of Ethics Policy](https://www.jdic.org/corporate_governance/conflict-of-interest-policy-amended-october-2023/)
- [The Public Bodies Management and Accountability Regulations 2021](https://www.jdic.org/corporate_governance/the-public-bodies-management-and-accountability-regulations-2021/)
- [ERM Policy & Framework](https://www.jdic.org/corporate_governance/erm-policy-framework/)
- [Corporate Governance Committee Terms of Reference](https://www.jdic.org/corporate_governance/corporate-governance-committee-terms-of-reference/)
- [Board of Directors Governance Policy](https://www.jdic.org/corporate_governance/board-of-directors-governance-policy/)
- [Corporate Social Responsibility Policy](https://www.jdic.org/corporate_governance/corporate-social-responsibility-policy/)
- [Protected Disclosures Procedural Guidelines](https://www.jdic.org/corporate_governance/protected-disclosures-procedural-guidelines/)
- [Corporate Governance Framework](https://www.jdic.org/corporate_governance/corporate-governance-framework/)
- [Competency Profile Instrument for Board of Public Bodies](https://www.jdic.org/corporate_governance/competency-profile-instrument-for-board-of-public-bodies/)

## Events

- [One Time Multiple Day Event](https://www.jdic.org/events/one-time-multiple-day-event/)
- [Daily each 3 days](https://www.jdic.org/events/daily-each-3-days/)
- [Weekly on Mondays](https://www.jdic.org/events/weekly-on-mondays/)
- [Monthly on 27th](https://www.jdic.org/events/monthly-on-27th/)
- [Yearly on August 20th and 21st](https://www.jdic.org/events/yearly-on-august-20th-and-21st/)

## Categories

- [Essay Competition](https://www.jdic.org/category/essay-competition/)

## Management Team & Board of Directors

- [Board of Directors](https://www.jdic.org/management_bod/board-of-directors/)
- [Executive Management Team](https://www.jdic.org/management_bod/executive-management-team/)